DENVER HOMES TIPS: September 2015

Beware of these 10 Nasty Scams

Here's a list of the most common scams out there today.  This content is courtesy of my AR associate, Robert  Siciliano.

Let’s look at the top 10 scams (random order).

Charity

  • A fraudster claims to represent a charitable organization.
  • Such scams can operate ring-style, such as one out in Colorado some years ago in which women wearing crisp white dresses that resembled the dresses nurses used to wear, and also wearing white caps (like a nurse), solicited motorists for money by walking around at stoplights holding out tin cans that had a label on them like “Help Fight Drugs.” Many people were fooled by the white outfits and labeled cans.
  • Check out the legitimacy of the organization at bbb.org or charitynavigator.org.

E-mail

  • You receive an e-mail that seems to be from a legitimate company, like your bank, the IRS, UPS, etc. In the message is a link that you click. You just downloaded a virus.
  • Never click links inside e-mails. Contact the company by phone.

Cell Phone

  • Your cell phone rings once. You don’t recognize the number. You call back. You then get charged about $20. Whatever happens after a connection is made, you’ll also be charged a high fee per minute.
  • Ignore one-ring calls. If it’s important they’ll call back.

Credit Card Fraud

  • Ever see a tiny charge on your credit card but have no idea what it was for? It’s probably by a crook.
  • Always report even the smallest charges if they’re unfamiliar.

Sob Story

  • You get an e-mail that seems to be from someone you know. They’re overseas, got mugged, sob sob…and need you to wire them money.
  • Don’t send them a penny; it’s a scam.

Sweepstakes and Lottery

  • “You’ve Won!” shouts your new e-mail. So you click the link in the e-mail to claim your prize—which is a nice fat virus that infects your computer.
  • Run like the wind if the message tells you that you need to pay a fee to claim your winnings.

Jury Duty

  • Your phone rings. You answer. The caller tells you that you’ll be subject to fines because you didn’t show up for jury duty. But relax, you can avoid the fines by providing personal information or paying a fee.
  • Courts have better things to do than to call people who missed jury duty (do you realize how many calls that would be?!).
  • Though failing to report for jury duty does have consequences, the action is never initiated via phone.

Computer Lockout

  • You turn on your computer and see a message stating the device is locked.
  • To unlock it, you’re told to provide sensitive information.
  • Contact your security software provider or a local geek.

WiFi Hacking

  • You connect to free WiFi thinking your secure. But waiting in the wings is a hacker to sniff out your data.
  • Always use a VPN such as Hotspot Shield to encrypt your data over free WiFi.

Home Improvement

  • Someone appears at your door wearing a workman’s outfit and offers to do a job for a dirt cheap fee. They want the money upfront and will return later to do the work, or some variant of this.
  • Stick with bonded, insured, reputable companies. Refer to Angie’s List or the BBB.

Health Care

  • Someone calls you offering to help you sign up for health care.
  • Hang up; it’s a crook because government officials don’t do this.

Robert Siciliano is an Identity Theft Expert to Hotspot Shield. He is the author of 99 Things You Wish You Knew Before Your Identity Was Stolen See him discussing internet and wireless security on Good Morning America. Disclosures.

share buttons 
denver homes
(303) 514-4000
About

newsletternewsletterblog iconfacebookflickrlinkedintwitternewsletteremail

   Buy A House     Sell A House     New Homes      Foreclosure Help     First-Time Buyers  

Copyright © Michael Dagner and www.DenverHomesOnline.com. All rights reserved.  Attribution: flickr/photos/unquiet (creative commons-NoDerivs 2.0 Generic (CC BY-ND 2.0)

Comment balloon 5 commentsMichael Dagner • September 29 2015 10:32PM
Beware of these 10 Nasty Scams
share
Here's a list of the most common scams out there today. This content is courtesy of my AR associate, Robert Siciliano. Let’s look at the top 10 scams (random order). Charity A fraudster claims to represent a charitable organization. Such… more
44 Tips to protecting your home from danger
share
Here are some smart tips to keep burglars out of your home. This content is courtesy of my AR associate, Robert Siciliano. There are enough tips on how to protect your home to make a professional burglar dizzy. In no particular order, check them… more
Halloween Home Safety Tips from Home Inspectors
share
With Halloween just weeks away, its time to safety-check your house. This content is courtesy of my AR associate, Chrissy Doremus. While many of us are busy working on costumes or stocking up on candy, anyone who is planning on leaving their… more
Manufactured Homes are NOT the Same as Modular Homes
share
What's the difference between Manufactured Homes and Modular Homes, you ask? Here's the answer. This content is courtesy of my AR associate, Debbie Laity. Manufactured Homes are NOT the Same as Modular Homes Something I run across quite a bit in… more
Buying a Home with Leased Solar Panels? What Do You Need to Know?
share
Buying A Home With Leased Solar Panels? This content is courtesy of my AR associate, Jill Murty. Buying a Home with Leased Solar Panels? What Do You Need to Know? You found the home you love. You're ready to write the offer. You turn… more
New FHA Change In Calculating Borrower Debt
share
The latest on the FHA mortgage front is discouraging. Some buyers may want to look elsewhere for their financing - read on. This content is courtesy of my AR associate, George Souto. Today, September 14, 2015 FHA's new Handbook 4000. 1 goes into… more
Denver Events - Sept 28th - 30th 2015
share
DENVER EVENTS THIS WEEK - Sept 28th - 30th 2015 Here's some of the most popular Denver Events going on in Denver this week: Sept 28th - 30th Buffalo Bill Downhill Fan Faves Drag Starz That's about for September! SEE ALL EVENTS &… more
Denver Events - Sept 21st - 27th 2015
share
DENVER EVENTS THIS WEEK - Sept 21st - 27th 2015 Here's some of the most popular Denver Events going on in Denver this week: Sept 21st - 27th Denver Triathalon Fall Plant & Bulb Sale OKTOBERFEST The Music Man In Concert - Colorado… more
Denver Events - Sept 14th - 20th 2015
share
DENVER EVENTS THIS WEEK - Sept 14th - 20th 2015 Here's some of the most popular Denver Events going on in Denver this week: Sept 14th - 20th Colorado Winefest FREE Day Art Museum Corn Maze (opening day) OKTOBERFEST Rocky Mtn Showdown - CU… more
Denver Events - Sept 7th - 13th 2015
share
DENVER EVENTS THIS WEEK - Sept 7th - 13th 2015 Here's some of the most popular Denver Events going on in Denver this week: Sept 7th - 13th Labor Day Parade & Fall Festival FREE Day Denver Botanic Gardens Camera Photo Safari - At The Zoo.. more